Terms of Use

1. Your agreement

You agree that the owner of this website authorizes you to use this site solely for your own personal and non-commercial use. Continued use of this website constitutes an agreement with these Terms of Use and Privacy Policy. If you do not agree to be bound by these conditions and Terms of Use, please exit the website immediately. Throughout these Terms of Use, the owner of this website may be referred to as us, we, our, site, company, or website.

2. Disclaimer

We are not a lender and do not make any loans or credit decisions. This website itself is not an offer or solicitation to lend. Everything on this site should be considered a commercial advertisement. The application process is provided to connect applicants with one or multiple lenders based on the application data. Any information provided will be shared with lenders and third parties who may attempt to market to you, subject to our Privacy Policy and applicable consent requirements. Applications are submitted to multiple lenders in order to provide applicants with the best chance for approval.

This website and any operator of the website is not an agent or representative of any lender or service provider and does not endorse any service or product. We are not acting as a representative, agent, or correspondent for any service provider or lender. Not all lenders provide the same loan amounts, interest rates, or terms. Cash and credit transfer times will vary among lenders, and in some circumstances additional documentation or verification may be required.

You understand that lenders may, at their discretion, access your credit report to assist them in making lending determinations. You are under no obligation to use our service or apply for credit with any lender. Completion of an application in no way guarantees that you will be approved for any offer. This service is not available in all states. States serviced may change without notice.

If you are offered a loan, contact the individual lender for details or inquiries about that loan. Payday loans, installment loans, and other types of short-term lending are meant to provide short-term financing and should not be considered a long-term financial solution. All terms relating to any approval you may receive are from the lender offering the loan and not from us. Read those terms thoroughly, as we assume no responsibility or liability for the offers you receive.

3. Opting out of further communications

By submitting your application to us, you authorize us or our affiliates to send commercial emails in accordance with your choices and applicable law. You have the option to opt out of having personal information passed on to certain third parties who may wish to market their products and services to you. Where an application offers communication preferences, indicate your choices using the relevant controls. Advertisements may also offer an unsubscribe option within the solicitation itself.

If you want to opt out of commercial emails, email the affiliate sending the marketing materials and contact us at info@lendme247.com. We can remove your information from our own marketing database, but cannot guarantee that a request made only to us will stop communications from independent third-party companies.

Consent to marketing calls or SMS messages is voluntary and is not a condition of obtaining a loan or another service. Message and data rates may apply. Use the communication preferences offered in the application or contact us to withdraw consent to communications from Lendme247.com. Contact an independent lender directly about its communications.

4. Changes in Terms of Use

We retain the right to make changes or additions to this agreement without prior notice, subject to applicable law. Your continued use of the site after changes or additions signifies your agreement to the updated terms. You are encouraged to visit periodically to review changes to these Terms of Use, the Privacy Policy, and other disclosures. We reserve the right to terminate any or all of our websites, content, or services at any time and without prior notice.

5. Use of site

The company expressly authorizes use of this website for personal use only. This includes viewing content and retaining documents for personal use. Transmission, distribution, or duplication of material contained on this website is prohibited without prior written consent of the company, except as permitted by law. Availability of the site does not mean the company is distributing or soliciting services where they are prohibited.

You agree not to engage in activities related to this website that conflict with applicable laws, regulations, or any agreement you have with us.

You agree not to use any automatic device or manual process to monitor or copy our web pages or their content without prior express written permission. You agree not to use any device, software, or routine to interfere or attempt to interfere with the functioning of the site. You agree not to copy, reproduce, alter, modify, create derivative works from, or publicly display website content without the company’s prior express written permission.

6. Company use of content submitted

Unsolicited communications or materials sent to the site, including comments, suggestions, questions, and ideas, will be treated as non-confidential and non-proprietary. The company or its affiliates may use these unsolicited materials for reproduction, disclosure, transmission, publication, broadcasting, distribution, or posting. The company may use ideas, concepts, or techniques in unsolicited materials for developing, manufacturing, marketing, or other purposes.

Personal information supplied in a loan request or privacy request remains subject to our Privacy Policy.

7. Links to and from other websites

This website may link to sites we do not own, operate, or maintain. We have not reviewed all such sites and do not endorse, warrant, or accept responsibility for their content, information, or advertisements. These Terms of Use apply only to Lendme247.com. Read the terms of each website you visit; you visit those sites at your own risk.

Links to this website or a subdomain are acceptable when made fairly and lawfully. You agree not to take advantage of, damage, suggest an association with, or otherwise harm this website or the company. We reserve the right to withdraw linking permission without notice.

8. Images and media

Images of people or places displayed on the site are the company’s property or are used with permission. Unauthorized use may violate copyright, trademark, privacy, publicity, and communications laws or regulations.

9. Dealings with advertisers

Your correspondence or business dealings with advertisers found on or through the site, including participation in promotions, payments, delivery, terms, conditions, warranties, and representations, are solely between you and the advertiser. The company is not responsible for loss or damage arising from those dealings or the presence of advertisers on the site.

10. Age requirements and children’s privacy

By using this website, you agree that you are at least 18 years old. We do not knowingly collect or transmit information from anyone under 18.

11. Disclaimer of warranties

Neither the company nor any other party involved in creating, producing, or delivering site materials makes representations or warranties concerning them. Everything on the site is provided “as is,” without express or implied warranties, including warranties of merchantability, non-infringement, freedom from viruses or harmful code, or fitness for a particular purpose, to the extent permitted by law.

We use reasonable efforts to include accurate and up-to-date information but do not warrant its accuracy, completeness, or correctness. Reasonable security efforts cannot guarantee that unauthorized alterations to the site’s content or functionality will be prevented. To the extent permitted by law, the company disclaims liability for inaccuracies and unauthorized alterations.

12. Website security

We use our best efforts to safeguard your information and follow industry standards to protect it. These safeguards cannot guarantee prevention of unauthorized access. To the extent permitted by law, the company assumes no liability or responsibility for unauthorized access to personal data.

13. Limitation of liability

This site and its information are provided on an “as is” basis. Your use is at your own risk. Neither the company nor other parties involved in creating, producing, or delivering the site assume responsibility for damage to, or viruses that may infect, your equipment or property arising from access to the site or downloading its materials.

TO THE EXTENT PERMITTED BY LAW, NO PARTY SHALL BE LIABLE FOR INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING FROM ACCESS TO OR USE OF THE SITE. THE COMPANY SHALL NOT BE LIABLE FOR LOST PROFITS OR LOST OPPORTUNITY. ITS TOTAL LIABILITY FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, SHALL NOT EXCEED THE AMOUNT YOU PAID, IF ANY, TO ACCESS THIS SITE.

Nothing in these terms excludes liability or limits rights that cannot lawfully be excluded or limited.

14. Disruption of service

Access may be unavailable, delayed, limited, or slowed from time to time because of causes beyond our control. The company makes no guarantee of website availability.

15. Copyrights and trademarks

The names and logos of this website may not be used without prior written authorization. Materials are owned by or licensed to the company and protected by applicable copyright and trademark laws. Downloading, copying, or reproducing materials does not transfer ownership rights to you.

16. Governing law and jurisdiction

These terms are subject to other agreements you have entered into with the company. Your access to and use of the site, and disputes or claims arising from these Terms of Use, are governed by the laws of the Province of Quebec, subject to mandatory protections under applicable law.

You consent to the exclusive jurisdiction of the courts of the Province of Quebec for issues relating to these terms, to the extent permitted by law. We reserve the right to initiate proceedings relating to your breach in your state of residence or another relevant jurisdiction. A failure to act on a breach does not waive our right to act later, consistent with applicable laws and regulations.

17. Severability

If a term or provision is held unenforceable, the remaining terms and provisions remain in full force and effect.

18. Entire agreement

This agreement and these Terms of Use constitute the entire agreement between the parties with respect to their subject matter.

19. Credit authorization and loan disclosures

We do not conduct credit checks. Lenders may obtain consumer information from TransUnion, Experian, Equifax, and other sources. A lender’s inquiry may affect your credit score. A missed repayment may be reported to credit bureaus and negatively affect your credit. Read the Credit Authorization Policy.

Lenders disclose the annual percentage rate (APR), repayment schedule, finance charges, and other applicable terms in their offers. APR may exceed 36%. You do not have to accept an offer. Ask the lender about late-payment, nonpayment, or renewal charges before agreeing to a loan.

20. Contact information

For questions about this policy, privacy choices, or our service, email info@lendme247.com. For correspondence by certified mail, write to:

Website: Lendme247.com